This article was originally published as 'Rundown on CIPL' in http://www.themorningbulletin.com.au/ on 21 July 2012.
Of the $150 million or so our business looks after, about $90 million originates from Central Queensland. That’s a lot of money, but think about it this way – that’s only money entrusted to our firm - one of probably 30 financial services firms in the area.
This article was first published inThe Northern Daily Leader under the heading, 'Check your face' on the 31st of March 2012.
Financial advisers don’t follow a ‘face code’ (I hope!) – exclusivity should not be a barrier to receiving financial advice. Some advisers may charge more than others, but you shouldn’t be discriminated against based on the balance of your bank account. This is related to a question I am often asked: how much money do you need to have before you see a financial adviser? Many people think that there’s no use getting financial advice unless they have a spare couple hundred thousand dollars lying around. The truth is that you don’t need to have money to justify seeking out financial advice; you just need to be interested in making the most of your financial situation.
This article was first published inThe Northern Daily Leader under the heading, 'Just Google It' on the 17th of March 2012.
How great is the internet? Want to know how many ping pong balls fit in a jumbo? Just google it (around 28 million). Want to know Tony Abbott’s date of birth? Just google it (4 November 1957). Want to know how much the world’s most expensive watch costs? Just google it ($4.7 million). Want to know where the….ok you probably get it by now. It’s almost hard to imagine life without access to all of this amazing information. Though of course much of what you find on the internet is of dubious quality – have a look for when the world will end and you’ll see what I mean (21st of December apparently, so go easy on the Christmas presents this year).
This article was first published in The Morning Bulletin under the heading Electricity dated 16 July 2011.
Electricity is the ultimate perishable good - It has to be used as it is produced. Coal fired power stations are at their most efficient when producing constant amounts for long periods of time. This is at odds with demand patterns, which fluctuate throughout the day, and in particular, with the weather. Industry says that power stations have to be built to meet peak demand, but coal fired power stations frequently lose money selling electricity in the off-peak, when demand is low. When demand is very high, wafer thin links between the states mean generators can’t even buy in from elsewhere, and in any event the wastage from transmission is high. Further, much distribution infrastructure is not set up to handle the two-way electricity flows necessary for a smart grid.
This article was first published in The Northern Daily Leader under the title 'Bubbles in Paris' on 09 July 2011.
Too often we see ordinary Australians being duped by the modern-day equivalent of John Law and his exciting yet ultimately worthless investment opportunity. So whenever a ‘John Law’ comes your way, be a sceptic first and a believer second. The Mississippi Company wasn’t the first speculative bubble to collapse, and it certainly won’t be the last.
This article was first publihed in The Morning Bulletin dated 21st May 2011. Federal Budget Undoes Our Buffer Against GST
Is the recent Commonwealth budget boring? Perhaps, but it is important because of what it has failed to do. It is an embarrassment to the party that through Whitlam, dragged Australia kicking and screaming into the 20th Century, and into a liberal financial mainstream through Hawke and Keating. In fact, it seems to sow the seeds of undoing much of the great work that has led to Australia’s ability to withstand the GFC, and the nation’s current prosperity.
This article was first published in The Morning Bulletin under the heading Budget on 12 June 2010.
In this week’s State Budget, more than $5.1 million is being directed at indigenous people and other disadvantaged groups in Rockhampton. Specific programs included $512,061 to prevent substance abuse, and $1.31 million for a diversionary centre as an alternative for police custody. As noble as these endeavours are, they should elicit sadness and anger.
This Article was published in The Morning Bulletin on Saturday 6th June 2009.
Persistent increases in the price of goods and services result in higher interest rates, reduced purchasing power and increased costs for business. Tax bracket creep benefits the Government, but everyone else misses out. How can we avoid a spike in inflation?
|
Rockhampton Office |
Melbourne Office |
Gladstone Office |
Disclaimer |
Privacy Policy |
Conditions |
Financial Services Guide
© 2024 The Investment Collective
Built and maintained by Minghui Hou
System version 3.18.24.4
Freecall: 1800 679 000
Email: enquiries@investmentcollective.com.au
A division of CIPL (Holding) Limited ABN : 97 603 442 959
Financial Services provided under CIP Licensing Limited
Australian Financial Services Licence No. 471728